Social insurance programs such as Medicare is very helpful since it ensures that Americans ages 65 and over, younger individuals who are unable to make a living due to physical handicaps or end-stage renal disease are able to access healthcare services. Aside from paying for some of the costs incurred from hospital stays, and clinic visits, Medicare also gives its beneficiaries access to medicines that are sold at subsidized prices.
Unfortunately, the Medicare program has been a prime target for fraudsters. The program is said to be ripe for fraudulent activity because it uses an honor system of billing and has few safeguards to weed out false claims. Medicare fraud can take the form of phantom billing where the healthcare provider or supplier bills for services or supplies that were never rendered or delivered.
Unbundling is also another way of defrauding the Medicare program and it involves submitting several bills for tests or procedures that are usually less expensive when performed as a panel or at one time. Upcoding is also another tactic used by fraudulent providers and this involves submitting a bill for a higher CPT procedure codes than were actually performed, resulting in a higher payment by Medicare. Aside from medical professionals and suppliers, some patients can also defraud the Medicare program, like by giving their Medicare number in exchange for kickbacks.
Even though most of medical service providers are trustworthy, the small percentage of providers that milk Medicare through fraudulent means costs the country about 30 billion dollars per annum. Also, the sad thing is that recent cases show that fraudulent medical professionals are often willing to risk harming the patient just to carry out their schemes. Ultimately, Medicare fraud affects all of us since it drives up healthcare spending.
As a taxpayer or a recipient of such social program, you have to report Medicare fraud. However, before you make a complaint for billing errors, call your doctor or supplier first to have these rectified. More often than not, these mistakes are unintentional and can be quickly rectified. However, if they do not return your calls or do not cooperate, then call 1-800-MEDICARE or write the Medicare Company that paid the claim. If you prefer, you can also report Medicare fraud anonymously to the hotline maintained by the Office of the Inspector General.
Medicare fraud strains Federal and state budgets and contributes significantly to healthcare costs across the country. It also puts the welfare of the beneficiary at risk. Follow this link to learn where to medicare fraud.